Motorcycle Insurance in Wilmington, DE
Motorcycle insurance may help with costs related to accidents, theft and other risks. Our team at Leaders Insurance Group can help you customize your policy to fit your riding habits, bike type and budget.
What Are My Motorcycle Insurance Coverage Options?
Standard policies may include the following coverages:
- Liability insurance may help pay for injuries or property damage you may cause to others in an accident.
- Collision coverage may assist with repair or replacement costs if your bike is damaged in a crash.
- Comprehensive coverage may cover noncollision events such as theft, vandalism or weather damage.
- Uninsured/underinsured motorist coverage may apply if you’re involved in an accident with an at-fault driver who lacks sufficient insurance.
- Medical payments (MedPay) coverage can help cover medical expenses for you and your passengers after an accident.
How Much Does This Policy Cost?
Insurance costs vary based on your chosen coverage, the value of your bike, your driving and claims history, location and riding frequency. Even with identical policies, premiums can differ between riders.
Is This Required in Delaware?
Motorcycle owners are required by state law to carry minimum liability insurance, which may include coverage for bodily injury and property damage. Meeting these requirements can help keep you compliant with state regulations, but you may also want to add extra coverage for broader support if an accident or other incident occurs.
How Can I Save on My Premium?
Here are some tips that may help you lower your insurance costs.
- Take a motorcycle safety course
- Maintain a clean driving record
- Choose the right bike
- Install anti-theft devices
- Bundle your policies
- Review your coverage annually
Get Started With a Quote
We can help you find motorcycle insurance coverage that fits your budget and needs. Contact us today for a free custom quote.